Justiina Puupää drives her husband Pekka and his friend Pätkä to look for work. The two decide to make money the easy way and try to have an accident after first getting accident insurance. After trying their luck, they hurt their heads and in the hospital, the comrades see each other's more outrageous antics.
Pekka Puupää and Pätkä, who return to Helsinki from an unsuccessful variety show tour, are forced into refresher training, where they are trained as frogmen. During the diving exercises, the friends encounter the mermaid Helmi, whom they help into the bathtub at home, to Justiina's shock. The friends, who have become civilians, eventually end up on a plane bound for Suez, being cornered by UN soldiers.
After her mother's death, Irja, an evacuee girl, finds herself in a poor financial situation. Working as a housekeeper for her former teacher on a starvation wage, her situation improves when she is hired as a janitor at a secondary school. Despite the opposition of Principal Kuusi, she decides to take the matriculation examination and, in order to improve her writing skills, responds to a correspondence advertisement placed by the mysterious Master Ahtojää.
