One night, at a Miami nightclub she is caught in the middle of a gunfight and is blamed for a murder she didn't commit. When running from the police, she changes her name and identity until she is able to prove her innocence without getting killed in the process.
On Christmas Eve, an old miser named Ebenezer Scrooge is visited by the spirit of his former partner, Jacob Marley. The deceased partner was in his lifetime as mean and miserly as Scrooge is now and he warns him to change his ways or face the consequences in the afterlife.
