The Policy is centered around the married couple Xavier and Anaya Kelinbrew, who are experiencing marital issues when they both get the bright idea to off each other with the help of their friends and hired hit persons to collect on their policy.
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With a weakening marriage, Shawn and Jess turn to a faith-based retreat to salvage their union. As they seek reconciliation, an unexpected encounter causes Shawn to question his faith, marriage, and belief in God.