The film is a story of the ways in which insurance investigator Roland Copping interferes in and manipulates the lives of others with outrageous games and gimmicks. Eventually he becomes involved in an escalating vendetta with a couple who make an unusual insurance claim.
Over the course of one night, Sarah meets the handsome, captivating and smooth talking Lewis, who aims to be the bait in a sick sexual trap set up by himself and his low-life, rich kid housemate Kenneth. When their ruse backfires, Lewis and Sarah are forced into an unlikely alliance with deadly consequences.
A talking Terrier with impressive computer skills teams up with two youngsters to stop a million dollars from falling into the wrong hands.
