A down and out young punk gets a job working with a seasoned repo man, but what awaits him in his new career is a series of outlandish adventures revolving around aliens, the CIA, and a most wanted '64 Chevy.
Craig and his cousin Day Day have finally moved out of their parents' houses and into their own crib, working nights at a local mall as security guards. When their house is robbed on Christmas Eve they set out to track down the culprit.
Four inner-city Black women, determined to end their constant struggle, decide to live by one rule — get what you want or die trying. So the four women take back their lives and take out some banks in the process.